diff --git a/net/sunrpc/xprtrdma/rpc_rdma.c b/net/sunrpc/xprtrdma/rpc_rdma.c
index 0f5120c7668f..c48536f2121f 100644
--- a/net/sunrpc/xprtrdma/rpc_rdma.c
+++ b/net/sunrpc/xprtrdma/rpc_rdma.c
@@ -179,6 +179,31 @@ rpcrdma_nonpayload_inline(const struct rpcrdma_xprt *r_xprt,
 		r_xprt->rx_ep->re_max_inline_recv;
 }
 
+/* ACL likes to be lazy in allocating pages. For TCP, these
+ * pages can be allocated during receive processing. Not true
+ * for RDMA, which must always provision receive buffers
+ * up front.
+ */
+static noinline int
+rpcrdma_alloc_sparse_pages(struct xdr_buf *buf)
+{
+	struct page **ppages;
+	int len;
+
+	len = buf->page_len;
+	ppages = buf->pages + (buf->page_base >> PAGE_SHIFT);
+	while (len > 0) {
+		if (!*ppages)
+			*ppages = alloc_page(GFP_NOWAIT | __GFP_NOWARN);
+		if (!*ppages)
+			return -ENOBUFS;
+		ppages++;
+		len -= PAGE_SIZE;
+	}
+
+	return 0;
+}
+
 /* Split @vec on page boundaries into SGEs. FMR registers pages, not
  * a byte range. Other modes coalesce these SGEs into a single MR
  * when they can.
@@ -233,15 +258,6 @@ rpcrdma_convert_iovs(struct rpcrdma_xprt *r_xprt, struct xdr_buf *xdrbuf,
 	ppages = xdrbuf->pages + (xdrbuf->page_base >> PAGE_SHIFT);
 	page_base = offset_in_page(xdrbuf->page_base);
 	while (len) {
-		/* ACL likes to be lazy in allocating pages - ACLs
-		 * are small by default but can get huge.
-		 */
-		if (unlikely(xdrbuf->flags & XDRBUF_SPARSE_PAGES)) {
-			if (!*ppages)
-				*ppages = alloc_page(GFP_NOWAIT | __GFP_NOWARN);
-			if (!*ppages)
-				return -ENOBUFS;
-		}
 		seg->mr_page = *ppages;
 		seg->mr_offset = (char *)page_base;
 		seg->mr_len = min_t(u32, PAGE_SIZE - page_base, len);
@@ -867,6 +883,12 @@ rpcrdma_marshal_req(struct rpcrdma_xprt *r_xprt, struct rpc_rqst *rqst)
 	__be32 *p;
 	int ret;
 
+	if (unlikely(rqst->rq_rcv_buf.flags & XDRBUF_SPARSE_PAGES)) {
+		ret = rpcrdma_alloc_sparse_pages(&rqst->rq_rcv_buf);
+		if (ret)
+			return ret;
+	}
+
 	rpcrdma_set_xdrlen(&req->rl_hdrbuf, 0);
 	xdr_init_encode(xdr, &req->rl_hdrbuf, rdmab_data(req->rl_rdmabuf),
 			rqst);